ECB publishes supervisory banking statistics on significant institutions for the first quarter of 2024

  • Aggregate Common Equity Tier 1 ratio at 15.74% in first quarter of 2024 (down from 15.80% in previous quarter but up from 15.53% in first quarter of 2023)
  • Aggregated annualised return on equity at 9.67% in first quarter of 2024 (up from 9.31% in fourth quarter and from 9.57% in first quarter of 2023)
  • Aggregate non-performing loans ratio (excluding cash balances) stable at 2.31% (compared with 2.30% in previous quarter and 2.24% in first quarter of 2023)
  • Share of loans showing significant increase in credit risk (stage 2 loans) at 9.50% (down from 9.73% in previous quarter but up from 9.31% of one year ago)
  • The year-to-date amounts presented in the profit and loss tables are now also available as linearly annualised in the ECB Data Portal.

Published on 26 June 2024

Capital adequacy

The aggregate capital ratios of significant institutions (i.e. those banks that are supervised directly by
the ECB) were stable in the first quarter of 2024. The aggregate Common Equity Tier 1 (CET1) ratio
stood at 15.74%, the aggregate Tier 1 ratio stood at 17.12% and the aggregate total capital ratio stood
at 19.81%. Aggregate CET1 ratios at country level ranged from 12.66% in Spain to 23.63% in Latvia.

Updated on 26 June 2024