ECB publishes supervisory banking statistics on significant institutions for the second quarter of 2024

  • Aggregate Common Equity Tier 1 ratio at 15.81% in second quarter of 2024 up from 15.74% inprevious quarter and 15.71% in second quarter of 2023
  • Aggregated annualised return on equity at 10.11% in second quarter of 2024, highest reportedvalue since start of time series (second quarter of 2015)
  • Aggregate non-performing loans ratio (excluding cash balances) stable at 2.30% compared with2.31% in previous quarter and 2.26% in second quarter of 2023
  • Supervisory banking statistics now include more granular breakdown of non-performing loans tohouseholds and non-financial corporations
  • Share of loans showing significant increase in credit risk (stage 2 loans) at 9.45% down from9.50% in previous quarter but up from 9.19% one year ago

Published on the 23rd of September 2024

Capital adequacy

The aggregate capital ratios of significant institutions (i.e. banks supervised directly by the ECB) were slightly up in the second quarter of 2024. The aggregate Common Equity Tier 1 (CET1) ratio stood at 15.81%, the aggregate Tier 1 ratio stood at 17.21% and the aggregate total capital ratio stood at 19.90%.

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ECB publishes supervisory banking statistics on significant institutio... (PDF - 214 Ko)

Updated on the 23rd of September 2024

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